What does the cargo insurance cover during my car shipment?
There is a small possibility of dangerous and unpredictable events occurring when trucking a car. The vehicle can possibly be damaged during transportation. Cargo insurance is designed specifically for the compensation of damages and losses that occur during transportation.
In our quotes, we are offering free cargo insurance that will cover any and all damages caused by external environmental hazards, weather, road debris, etc.
Simply, you will have the possibility to file a claim on the car carrier who transported your vehicle. Our experts will help you out in that stressful and difficult situation and give you valuable advice which will really help to file a claim. To avoid any headaches, we strongly recommend not to accept deliveries during the night time or, if you have no choice or can’t wait, arrange the delivery in a well-illuminated place, where you can fully inspect your vehicle. Take a look at the Bill of Lading (BOL) and compare the existing damage and the damage mentioned in the BOL. If you think that there’s damage done to your vehicle during the transportation, kindly mention the damage in the BOL, ask for a copy, graciously smile and sign it.
For the next step, just inform us as soon as possible about the existing damage. Our professional staff will provide you with all the information you need to be able to reach out to the correct person and file a claim.
In case of damage which is below the deductible amount, please contact and let us know about it. We will do our best to reach out to the carrier and get reimbursement directly from him.
But if you were in a hurry, we’re unable to notice the damage or just simply didn’t notice it, please contact us immediately after noticing it. Our specialists will collect all the information that you need and show you the right direction. Get some advice from our experts if your vehicle has been damaged during transportation and you are planning to file a claim.
Before reaching out to the insurance agent, get 3 estimates from 3 different body shops. It will save a lot of time and energy for the future. Every insurance company will require those estimates to make a decision regarding your claim. Acquire a few pictures of the car and the existing damages on the car before it is picked up to be able to prove that the damage was done during the transportation.
Be quick in the process. Never delay something that you can do now. Follow up the process personally to free yourself up from the headaches.